Financial Services Solutions

High Value Services, Institutional Reputation, Regulatory Compliance

Although financial clients are diverse, they all share the challenge of increasing operational efficiency while reducing costs. To improve service and ensure regulatory compliance, many financial institutions are turning to the ImageTrac Scanning Platform, our high-speed, color document capture technology. Handling millions of pages per day for wholesale lockbox, payment and remittance processing and loan servicing, we’ve engineered a solution that includes platform flexibility, high availability levels and lower operational costs.

The ImageTrac transport and SoftTrac® application software accelerate the conversion of critical financial documents to digital information for financial applications including:

  • Remittance processing
  • Loans and mortgages
  • Collateral documents
  • Brokerage services and contributions
  • Correspondence
  • Inbound and returned mail

Our clients attain significant operational and service benefits:

  • Quick and quantifiable ROI
  • Reduction in exceptions
  • Reduction in FTE and operating expenses
  • Dramatically minimized re-work and re-scans
  • Process intermixed documents, checks and coupons
  • Superior image quality
  • Easy integration to legacy systems
  • Intelligent advanced document sorting
  • 1D and 2D barcode recognition and decoding
  • Rapid conversion of document to digital for customer service, web delivery and CD-ROM creation
  • Consolidate operations into enterprise image centers of excellence
  • Document level tracking and accounting for audit and regulatory requirements


Health, Life, Property & Casualty Insurance Solutions

Compress Time, Save Money and Accelerate Document Processing

The entire insurance industry is document intensive and all documentation is critical. Timely access to customer correspondence, medical records, solicited letters, enrollment forms, new policy applications, pre-authorizations, payments, claims and other printed materials are necessary for managing the business and providing excellent customer service. Scanning converts this paper-based information into digital imaging streams quickly and accurately, which makes the content more manageable and accessible.

Our suite of document capture solutions for insurance operations and claims processing provides:

  • High-speed, high availability document capture with the ImageTrac® Scanning Platform
  • Flexible and powerful health insurance business rules with SoftTrac®
  • Dynamic document processing with DocNetics®
  • Intelligent sorting of checks, separator sheets or original documents
  • Image enhancement using Dynamic Tiff

Shared Services and centralized Imaging operations prefer the ImageTrac Scanning Platform. The high quality of our image output directly increases the efficiency of the data entry process, whether you operate regional centers of excellence, or utilize remote BPO services. The versatility of the hardware and extensibility of the software, result in a very manageable platform that can be easily molded to address any line of business. Use of the ImageTrac will reduce deployment times, improve processing procedures and ultimately lower processing costs.

IBML document capture solutions for the insurance market help customers accelerate the capture and conversion of critical paper-based information related to:

  • Claims (medical, drug, dental, auto, life and property)
  • Enrollment and new business applications
  • Payments and mutual funds
  • Workers’ compensation claims
  • General correspondence and customer service

Payer Benefits:

  • Accelerate ROI and compress cycle time
  • Reduce exceptions handling
  • Increase OCR read rates
  • Achieve superior image quality
  • Ensure HIPAA and Sarbanes-Oxley compliance


Provider/Hospital Solutions

Revenue Cycle Management

Hospital CFOs and Physician Practice Managers face two critical challenges: reducing the days between patient care and receivables; and recovering receivables denied by primary insurers. Our document capture solutions for Providers and Hospitals can help you save time and get paid faster by accurately converting your paper-based records and receivables into digital form for your revenue cycle management workflow.

Our document capture solutions help shorten the revenue cycle:

  • Time related to physician chart completion
  • Time between discharge and coding
  • Time between coding and final review
  • Time between primary payer adjudication and remittance
  • Time between primary remittance and Explanation of Benefits (EOB) assessment
  • Time between secondary payer adjudication and remittance
  • Time between secondary remittance and collections
  • Time of collections

Revenue Cycle Benefits:

  • Check 21 with IBML’s DocNetics®
  • Automate EOB capture
  • Shorten days outstanding
  • Generate revenue to share


Medical Records

The push towards the electronic medical records (EMR) grows stronger with each passing year. Until the system is inherently digital, document imaging will be essential to creating an EMR. The difficulty with document imaging is that most EMR systems are post-discharge based. This means clinicians are not using the electronic version of the chart to improve patient care. Until now, burdens created by document prep, as well as scan and index of the patient chart forced most systems into a post-discharge approach.

Through the use of the ImageTrac® Scanning Platform and DocNetics®, IBML is the first technology vendor able to compress all aspects of the paper chart conversion. We can eliminate as much as 65% of the labor involved in the conversion process.

Our Healthcare Conversion Appliance accelerates the move from physical to digital processes:

  • Move from post- to pre-discharge
  • Shorten scan time up to 50%
  • DocNetics eliminates up to 80% of index time
  • Accelerate coding and ROI


Mailroom Solutions

Meet SLAs, streamline operations, effectively manage demands for new business processing

The most significant challenge faced by a mailroom scanning operation is distributing large volumes of images across multiple departments or business units within agreed upon service level. Bottlenecks result from unexpected mail volumes, coupled with inefficient processes. The ImageTrac Scanning Platform, with SoftTrac application software, is designed to address this very problem.

Our ImageTrac high-speed scanning platform offers:

  • Intermixed processing of documents of different sizes and weights
  • High-speed, efficient scanning with minimal stops
  • Improve image quality
  • Out-sort checks, separator sheets, original documents
  • Capture important data during the scanning process
  • Simplified document preparation
  • Easy and fast job development
  • Support for multiple scanning applications across different business units
  • Intelligent routing of images across multiple business units
  • Easy and fast job development

As a result of using our solution, you will:

  • Meet SLAs for all your internal customers
  • Reduce the cost of document preparation
  • Streamline the imaging operation, saving time and money
  • Nearly eliminate document rescans
  • Support new projects without adding staff


Business Process Outsourcing and Service Bureau Solutions

Meet SLAs, Reduce Cost, Provide Adaptable Operations

As a BPO or service bureau, you face the challenge of addressing the needs of multiple clients, while meeting very stringent service levels. Processing requirements vary by client and your organization must have the systems in place to quickly adapt. The ImageTrac Scanning Platform delivers the power, speed and flexibility to help you meet the challenges you face. Our expertise spans multiple vertical markets and we work closely with our BPO clients to optimize the use and functionality of our systems.

Our capture solutions for BPO’s and Service Bureau’s offer:

  • High volume and high capacity image capture
  • High availability production time
  • Intermixed document processing
  • Out-sort checks, separator sheets, original documents
  • Advanced document handling
  • Superior image quality for presentment and accurate data entry
  • Rapid document identification
  • Intelligent processing for out-sorting and electronic routing
  • Integration with business applications and legacy systems
  • Relational database architecture
  • Flexible business rules and events

As a result, our clients have attained significant operational and service benefits.

  • Quick and demonstrable ROI
  • Document tracking to meet client audit and regulatory requirements
  • Reduced document preparation costs
  • Maximized labor efficiency reduces unnecessary overhead and operating expenses
  • Dramatically minimize re-work and re-scans
  • Process intermixed documents
  • Dramatically increase document throughput without increasing headcount
  • Consolidate operations, avoid costs associated with numerous low-end-volume scanners


Federal, State and Local Government Solutions

IBML understands the core operational needs government agencies face:

  • Faster turn around and compliance with legislative requirements
  • Provide quality service to citizens
  • Reduce costs and meet budgetary constraints
  • Mission critical date and information

We’ve partnered with a number of customers to develop scanning packages uniquely designed for the needs of specific federal and state agencies.

Our Document Capture Solutions help customers accelerate the conversion of critical paper-based information. It provides capabilities like these:

  • High speed scanning
  • Intermixed documents
  • Envelope separation
  • Programmable endorsement support DLN
  • Check outsorting
  • Check recognition in any orientation
  • MICR recognition of PC generated checks
  • Post or Pre Ink Jet Endorsement
  • Export images multiple formats at the same time
  • Recognition of bar codes in any orientation
  • Intelligent Forms Recognition
  • Multiple 1D, 2D and PostNet recognition
  • Supports W2 procession
  • Export images and data for Check 21 processing
  • Inline documentation

Benefits:

  • Quick and demonstrable ROI
  • Reduced exceptions handling
  • Reduce or eliminate sorts prior scanning
  • Reduced operating expenses
  • Superior image quality
  • Easy integration with legacy systems
  • Scan in portrait or landscape orientation
  • Intelligent document sorting
  • 1- and 2-D, PostNet barcode recognition and decoding
  • Multiple speeds and resolutions

Product: Software Solutions

SoftTrac — the First Step in Capture